I was just letting you know that Marcy is having surgery on the 21st of Feb on her knee. she has a cyst and trouble with a cartliage. They have an insurance program that will pay 60%. Then she has to come up with around $2000 downpayment before she can go thru with it. The rest they will let her make payments on. I don't understand why the downpayment. that is their policy I guess. she said the surgery will cost about $14,000. Her knee has really given her troubles this last several months. I know she will be glad to get it fixed and be able to not have that pain and swelling. Anyway just thought I would let the family know so you can remember her in your prayers. (or if you feel inclined to donate --- not requesting just informing) Thanks for your support. with love, Gloria PS - she does not know I have written to you....